 insurance, age and how much |
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 Aug 30 2005, 09:28 PM
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#1
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 DSMCentral Freak  Group: Members Posts: 291 Joined: 6-May 04 From: Mahomet Illinois Member No.: 287  |
i'm pretty sure we've all talked about this already but to refresh our memories (or lack there of) what kinda insurance are we all paying right now.
as for me i'm running though my parents (for now) at around $65/mo btw i'm 21 and my car's red (i've heard that makes a difference) -------------------- it's not a dsm unless it's leaking something
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Aug 30 2005, 09:31 PM
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#2
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DSM Tech Wizard Group: Members Posts: 2,404 Joined: 16-December 03 From: Fletcher/Bloomington Member No.: 214 |
I'm paying about $60 a month with Country Insurance (went up from $45 for no reason at all) I'm 21, drive a 98 S10 pickup, and have a record dirtier than Spy's backside. I was quoted a price of just under $100 if I want to put the Talon on liability only as well and drive both of them at the same time. Probably not going to go that route but who knows.
-------------------- "I hear he tunes the space shuttle also...and that thing is fast"
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Aug 31 2005, 06:26 AM
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#3
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 Eats and sleeps DSM jargin. Group: Members Posts: 1,995 Joined: 27-November 04 From: Yates City IL Member No.: 389 |
I pay $110/month for 3 cars and home insurance with State Farm.
It's about $32 for the Talon with just liability. -------------------- 92 Eagle Talon TSI AWD "The Black Golfball" How fast can a 14B go???
91 Chevy C1500 "Problem Child" **SOLD** 01 Impala DD 07 Trailblazer Wife's new DD Cars run on blood, sweat, and horsepower... Without the first two, you can't get the last" SOB Racing "Sitting On Blocks" |
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Aug 31 2005, 11:47 AM
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#4
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DSMCentral Freak Group: Members Posts: 291 Joined: 6-May 04 From: Mahomet Illinois Member No.: 287 |
are you guys running though your parents? i heard that mine would likely triple if i switched to sole owner
-------------------- it's not a dsm unless it's leaking something
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Aug 31 2005, 11:49 AM
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#5
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DSM Tech Wizard Group: Members Posts: 2,404 Joined: 16-December 03 From: Fletcher/Bloomington Member No.: 214 |
I've got my own account now.
-------------------- "I hear he tunes the space shuttle also...and that thing is fast"
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Aug 31 2005, 07:00 PM
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#6
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 Person of Wisdom Group: Members Posts: 134 Joined: 14-June 03 From: Bloomington, IL Member No.: 145 |
I think mine is around $220 every 6 months with State Farm. We also have a mini-van and house with State Farm so I get the multi-line discount deal. Being married helps too. The higher your deductible, the cheaper it will be too. Of course, repairs will cost you more then too.
-------------------- 1993 Mitsubishi Eclipse GSX - all options except AT & leather *sold*
2006 Mitsubishi Lancer Evolution RS |
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Aug 31 2005, 07:28 PM
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#7
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Eats and sleeps DSM jargin. Group: Members Posts: 1,995 Joined: 27-November 04 From: Yates City IL Member No.: 389 |
QUOTE (TotalEclipse97 @ Aug 31 2005, 11:47 AM) are you guys running though your parents? i heard that mine would likely triple if i switched to sole owner I'm 36...I don't think my dad will let me on his insurance anymore!  Black_93 is right, being married helps. Also if you can put your wife on the most expensive car, sometimes that can lower your rates. Having a cheap beater listed as your primary car can help also. I think my agent has my wife's 01 Impala listed as a "pleasure" car, even though we put 15-20K a year on it. Some insurance company's will check milage eventually, but you can lower your rates for a while. -------------------- 92 Eagle Talon TSI AWD "The Black Golfball" How fast can a 14B go???
91 Chevy C1500 "Problem Child" **SOLD** 01 Impala DD 07 Trailblazer Wife's new DD Cars run on blood, sweat, and horsepower... Without the first two, you can't get the last" SOB Racing "Sitting On Blocks" |
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Sep 1 2005, 09:16 AM
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#8
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DSMCentral Freak Group: Members Posts: 400 Joined: 6-November 04 From: Urbana Member No.: 382 |
130/month, full coverage on the saturn, liability on the nissan, through my parents(I turn 24 in 5 days)
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Sep 1 2005, 09:43 AM
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#9
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Person of Wisdom Group: Members Posts: 170 Joined: 20-January 05 Member No.: 420 |
18, $125 a month for full coverage on a 90 gsx. I am under my mom though.
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Sep 2 2005, 07:32 AM
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#10
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Person of Wisdom Group: Members Posts: 113 Joined: 26-November 04 Member No.: 388 |
I pay $64/mo for my 97 M3 (full coverage) and $26/mo for my 93 Nissan BattleMax (minimal coverage). I think the wife pays $55/mo for full coverage on her 05 Mini cooper S. I really have no complaints.
Insurance is state farm. I am 28, married. I have multi-car and multi-line discount. Some of you guys might be able to get multi-line discount by having something cheap insured... like jewelry or the smallest life insurance policy you can get. This could potentially drop your car rates to lower than it costs for the small policy (read: this is an alternative to having homeowners insurance). Multi-car discounts are just a second DSM away, lol. |
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Sep 3 2005, 04:20 PM
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#11
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 DSMCentral Freak Group: Tech Moderators Posts: 388 Joined: 19-September 02 From: Pekin Member No.: 11 |
96 TSI- full coverage, only car covered, no multiline discounts meaning that is the only policy I have with them. Only a 250.00 deductible on collision no deductible on comprehensive meaning if I beak a window or somebody keys my car or something like that I dont have to pay anything. State Farm 67.56 per month. would be less if I chose to pay it every 6 or every year.
-------------------- Brian J
1996 Talon TSI AWD Great indeed is the power of the dragon as the sun, yet humbly and slowly it meanders its way shy, minuscule indeed is the power of the tiny scorpion, yet it swaggers its tail and boasts to the sky. |
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